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Kepentingan Pendidikan Kewangan

Sistem pendidikan di Malaysia seperti diketahui umum terdiri daripada beberapa peringkat. Bermula dengan sekolah rendah, menengah, dan pendidikan tinggi iaitu pra universiti. Walau bagaimanapun, menurut undang2 hanya pendidikan sekolah rendah sahaja yang diwajibkan kepada semua.

Sejak kecil lagi kita ditekankan supaya menjaga wang ataupun duit, berjimat cermat,berbelanja dengan bijak, menabung, dan sebagainya. Malangnya, walaupun hampir semua orang tahu betapa pentingnya pengurusan kewangan dalam hidup, kita tidak pernah diberikan pendidikan kewangan di sekolah mahupun di universiti. Sedangkan pendidikan kewangan adalah jawapan bagi kebanyakan masalah kewangan yang dihadapi pada masa kini.

Robert T. Kiyosaki dalam Bukunya, Rich Dad Poor Dad menyenaraikan beberapa nasihat klasik yang selalu diberikan kepada kita, baik semasa kanak2 mahupun ketika dewasa. Menurut Kiyosaki, nasihat ini menjadikan kita seorang yang sentiasa terbelenggu dengan kemelut kewangan. Nasihat ini menjadikan kita tergolong dalam 90% orang ‘biasa-biasa’ sahaja di dunia ini.

ini diantara NASIHAT-NASIHATNYA :

* Belajar bersungguh-sungguh.
* Cari kerja yang elok berpendapatan lumayan.
* Kerja Kuat sehingga hari persaraan.
* Simpan duit sebanyak mungkin di dalam bank.
* Rumah adalah aset dan pelaburan terbesar. Kita tidak akan rugi membeli Rumah dan tanah.
* Jangan Berhutang.
* Berjimat cermat sebaik mungkin, bersara, dan kerajaan akan tanggung persaraan kita.
* Hidup bahagia selamanya.

Buakanlah maksud nasihat klasik ini, tidak boleh diguna lansung tapi kita perlu sedar yang sekarang ni BELANJA MAKIN BERTAMBAH. Jadilah orang yang LUAR BIASA.

Sekian Terima Kasih
Amiruddinbasri.com

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