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Robert Kiyosaki | Rich Dad Poor Dad

Robert-Kiyosaki-Rich-Dad-Poor-Dad

Pernah tak anda rasa tak sampai kemana walaupun mengikut peraturan?  Anda berkerja berjam-jam, tahan dengan boss dapat kenaikan gaji tahunan dan cuba menabung dan berjimat di mana boleh.  Jelas sekali anda berkerja dengan system yang lazim untuk kejayaan kewangan  tapi, ada yang tak kena  peraturan-peraturannya tak menjadi, sistemnya lumpuh, Anda hanya mapu menampung hidup, meningkat maju jauh sekali.  Nak bersara? Lupakan.  Anda hanya hidup hari ke hari. Anda ingin membina kewangan yang kukuh dan kekayaan tapi ianya tidak berlaku. Jadi di mana sampainya anda dengan mengikut peraturan?

Jika anda boleh mengubah pandangan, ubah nilai-nilai anda dan ubah rukun-rukun lain di luar sana yang lebih sesuai bagi mereka yang ingin jadi kaya.

Pakar kewangan, Pendidkan, Pelaburan yang Berjaya dan pengedar tersohor Robert Kiosaki akan memberi anda penerangan yang anda perlukan untuk melancarkan plan yang jitu dan mampu capai bagi membina dan menambah kekayaan

Kiosaki adalah Penulis buku paling laris dalam New York Times diantaranya buku Rich Dad Poor Dad

Sehingga hari ini, lebih 20 juta naskah buku itu telah dijual diseluruh dunia.

Hari ini Kiosaki berkongsi kebijaksaannya dengan anda sama seperti Rich Dadnya berkongsi dengannya.

Penerangan ini boleh mengubah dari anda bekerja untuk wang kepada wang bekerja untu anda.

Penerangan yang boleh jadi anda bebas.

Kisah Rich Dad Poor Dad sebenarnya cerita dua bapa berlainan dengan nilai-nilai berlainan dan juga nasihat sama sekali berbeza. Saya tidak berniat untuk menghina sesiapa atau merosak nilai-nilai anda tapi itulah perbezaannya.

Contohnya Poor Dad saya selalu berkata pergi kesekolah, dapatkan markah yang tertinggi, cari kerja yang bergaji lumanyan, kerja keras, hidup ikut kemampuan simpan duit, langsaikan hutang, dan cari plan pasarang yang bagus . itulah nasihat Poor dad Saya.

Rich Dad saya pula kata Awak tak akan jadi kaya dengan cara begitu … kerana jarang orang jadi kaya mengikut plan begitu…

Tapi anda ingat menabung membuat wang anda bertambah…

Jika anda lihat aliran Dollar selepas 40 tahun ini

Dollar memang direka secara ekonomi untuk susut setiap tahun.

Jadi mengapa ada harus menyempan benda yang merosot setiap tahun?

Maknanya, kepada seseorang yang mempunyai plan pemasaran selepas bersara dollar makin turun sementara kos sara hidup makin naik. Pada Rich Dad saya itu nasihat buruk dan tak masuk akal, sekali lagi,

Nilai-nilai yang berbeza ini bertengtangan dengan apa yang perna anda dengar .

Satu rajah penting Rich Dad saya semasa saya masih budak ialah rajah yang dipanggil sukuan aliran tunai….

Rajah 1 :

Sukuan ini mengandungi 4 jenis orang yang menduduki dunia perniagaan, Rich Dad saya kata dalam dunia perniagaan…  Ada E… E ialah Employees atau pon pekerja. So kita boleh kenal pekerja dari nilai-nilai teras mereka dan apa yang pekerja, tak kira Prisiden atau  tukang sapu syarikat akan menyuarakan kata-kata yang sama Iaitu :  “ Saya mencari jawatan yang selamat dan terjamin serta faedah-faedahnya.” Mereka ini pekerja kerana nilai-nilai teras mereka ialah jaminan hidup.

Satu lagi daripada 4 itu ialah S Pimilik perniagaan kecil atau yang bekerja sendiri. Sekali lagi nilai-nilai teras mereka membuatkan mereka menggunakan kata-kata yang sama : “ Kalau nak buat dengan betul, buat sendiri.”  S maknanya mereka SOLO selalunya mereka bekerja bersendirian.

Dikanan Sukuan rajah diatas ini ialah si B. Rich Dad saya kata B ialah Bisnes Besar macam Bill Gates. Mengikut Forbes, Bisnes besar ialah bila mengajikan lebih daripada 500 orang pekerja. Kata-kata mereka berbeza. “ Saya mencari system yang bagus, jaringan yang baik dan mereka yang paling pintar membantu menjalankan bisnes saya.” Tidak macam si S, mereka tidak mahu mengurus syarikat mereka sendiri.

So yang ke 4 dalam sukuan rajah diatas ialah Si I… I ialah Investor atau pelabur. Inilah orang2 yang membiarkan wang bekerja keras untuk mereka. Orang2 ini ada orang yang gaji orang bekerja keras untuk mereka dan inilah orang2 yang bertungkus lumus untuk si kaya.

Jadi di awal hidup saya Poor Dad saya lah yang sentiasa berkata “ Robert, pergi sekolah, nanti dapat kerja bergaji luamayan.” Nilai-nilai Poor Dad saya ialah nak makan gaji dia mau kerja yang terjamin, naik pangkat  gaji tetap dan semuanya.

Rich Dad saya pula berkata “Robert, Jika awak benar2 nak kaya belajar buat bisnes.” Padanya lebih anda makna bekerja keras membangungkan bisnes, sesuatu yang kita punya sesuatu yang kita wariskan dari generasi ke generasi kepada anak-anak kita. Por dad  saya kata kerja keras tapi Rich Dad saya Tanya buat apa bekerja keras untuk sesuatu yang tak mungkin kita punyai malah kena buang keja pula. Sekali lagi perbezaan nilai2.

So jadi Rich Dad saya sarankan saya belajar menjadi pemilik Bisnes dan belajar cara2 menjadi pelabur itulah salah satu perbezaan yang besar.

PS : Saya harap bermanfaat untuk anda semua…. Jika Anda suka dengan artikel Robert Kiyosaki Rich Dad Poor Dad ini sila tinggalkan comment anda dekat rungan comment dibawah ini.

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